Achieving financial harmony as a couple isn’t something that happens overnight. It takes time, patience, and, most importantly, consistent communication. The benefits, however, are immense—a secure future and a stronger relationship. Money discussions become a collaborative effort to secure your dreams and well-being.
Ever missed a tax deadline and faced penalties, or paid more on your bills simply because you weren’t prepared for rate hikes? These are the
2025 is just around the corner, and it’s the perfect time to hit reset—starting with your budget. Many think budgeting means cutting out everything that
Loan sharks recognise this, and it can be a time of year when they take advantage of the most vulnerable by pretending that they are helping out in a time of need.
Feeling the strain of rising costs? The new UK budget, introduced by Chancellor Rachel Reeves, brings significant changes that many families are grappling to understand.
Every year, in the last few months, there’s an increase in financial scams. Scammers take advantage of the busy shopping season and the spirit of giving to catch people off guard. It could be an innocent-looking email from a trusted retailer or an offer that seems too good to pass up. The risks are real, and the consequences can be costly.
Do you have savings? Whether you’re saving for a new home, a holiday, or simply building a cushion for unexpected expenses, every pound you save
Parents have less than 2 weeks to tell HM Revenue and Customs (HMRC) their 16-19 year-old is continuing education or training or their Child Benefit payments will stop.
Your credit score isn’t just a number; it’s a key player in your financial game, affecting everything from getting that dream home loan to securing the best interest rates on your car.
Once you understand the factors affecting your credit score, you’re already on the path to making decisions that may open doors to a stable financial future.
Whether it’s a car or a wedding you’re saving for, here’s how to go about it.
Clockwise Credit Union Limited, Reg. No. FRN213498 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Clockwise is a member of the Financial Services Compensation Scheme, the Financial Ombudsman Service and ABCUL. Registered office: 1 St Nicholas Place, Leicester, LE1 5LB. Clockwise Credit Union Ltd is registered in England No. IP00280C
The Clockwise Credit Union Visa debit card is issued by PayrNet Limited, trading as “Railsr” (Company Number: 14698459), with its registered address at Montacute Yards, Shoreditch High Street, London, E1 6HU. Railsr is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution under registration number 900594. This information is provided for regulatory and transparency purposes and does not constitute financial advice. Clockwise safeguards any funds received from end users in compliance with applicable regulatory requirements. Payrnet provides settlement services to the card scheme and does not hold or safeguard funds for this purpose.
© Clockwise Credit Union Ltd 2016-
ADDRESS: 1 St Nicholas Place, Leicester, LE1 5LB.
TEL: 0330 17 55 792
EMAIL: hello@clockwise.coop
Twinned with Castlebar Credit Union in Ireland.
