The New Clockwise Current Account is available now for select members
The terms and conditions for the Debit Card are different from our previous card. While applying, please take a moment to make sure you are happy with these changes. Monthly fees will restart 14 days from ordering the new card.
As an introductory offer, the first 3 months of your Debit Card will be discounted to £2 for the Value Plan and £6.50 per month for the Everyday plan. See below for prices after this introductory offer.
We are working to make the Clockwise Current Account and Debit Card better than ever, stay tuned for more updates!
- Contactless Payments
- ATM Withdrawals
- Make purchases in-store and online
- Accepted Worldwide
- Add Virtual Card
- Round Up Savings
The Clockwise Credit Union Visa debit card is issued by PayrNet Limited, trading as “Railsr” (Company Number: 14698459), with its registered address at Montacute Yards, Shoreditch High Street, London, E1 6HU. Railsr is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution under registration number 900594. This information is provided for regulatory and transparency purposes and does not constitute financial advice. Clockwise safeguards any funds received from end users in compliance with applicable regulatory requirements. Payrnet provides settlement services to the card scheme and does not hold or safeguard funds for this purpose.
Apply For Your New Card
New Debit Card Plans & Fees
VALUE
Great value for day-to-day purchases with only occasional cash withdrawals-
Free Debit Card Delivery
-
Collect Cash at Post Office - £0.75p
-
ATM withdrawal - £1
-
Card purchases in the UK - FREE
-
Balance enquiry at ATM - FREE
-
Online + Mobile Access
-
Direct Debits & Standing Orders
-
Cash at Branch
-
Pay in Wages or Benefits
-
Faster Payments
EVERYDAY
All features and best value for day-to-day use as your main account.-
Free Debit Card Delivery
-
Collect Cash at Post Office - FREE
-
ATM withdrawal - FREE
-
Card purchases in the UK - FREE
-
Balance enquiry at ATM - FREE
-
Online + Mobile Access
-
Direct Debits & Standing Orders
-
Cash at Branch
-
Pay in Wages or Benefits
-
Faster Payments
We’ve worked hard to keep our current account fees the same since 2021, but due to rising inflation and additional costs from moving to a new card provider, a small increase is now necessary.
This change will help us cover increased operating costs and ensure the service remains sustainable. It also enables us to invest more into improving your current account. We’re planning a range of new features and enhancements to give you even better value and convenience in the months ahead.
Thank you for your continued support.
CARD FEES | |
Replacement of lost or damaged card | 1st replacement free
Then £5 per replacement card |
Withdrawal at ATM in Europe* | £1.00 + 1% |
Worldwide Withdrawal at ATM (non-Europe or UK)*
| £1.50 + 1.5% |
Card Purchase in Europe | £0.50p + 1% |
Card Purchase Worldwide (outside Europe & UK) | £0.50p + 1.5% |
Chargebacks Administration
Applies only to rejected requests
| £20.00 |
CARD LIMITS | |
ATM Cash Withdrawal | £300 per day |
Daily Card spend limit | £10000 |
ACCOUNT LIMITS | |
Minimum monthly deposit | £100 |
Maximum account balance | £10,000 |
Credits by Faster Payment | 5 Per Day |
Withdrawals by Faster Payment | 5 Per Day |
Pay at pump
| Not Available |
Some ATM providers may charge an additional fee and should advise you before you confirm the transaction.
